Local law and account eligibility
These terms govern your account as it is used in India, and they sit alongside any local rules that control where you live. If a clause does not fit local law, the local rule controls that part of the relationship. We may change wording, access rules,
-
1
or account checks when the law, our payment flow, or our verification steps change, and the updated page becomes part of the agreement once it is posted. You are responsible for reading the current version before sending any request or using any feature tied to the
-
2
account. When we mention UPI, Paytm, or PhonePe here, those names are context chips for supported local rails and do not change the legal effect of these terms.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.